For Christmas, my aunt gave me a $25.00 gift certificate to Kiva.org.
I'm hooked! And I've not even had a paid back loan yet. I can't imagine how excited I will be when the first payment comes in and I get to send it out again to a new borrower.
I spend hours browsing the potential loan opportunities. I debate the virtues of one type of business to another. I log on every day to see if any of my favorite countries have new opportunities listed.
When I choose a new loan opportunity, I begin to fret over how long it will take for the entire request to be fulfilled. I'm really worried about my latest loan. He is not raising his requested amount as rapidly as the others did. I'm worried that it is because his picture is not very flattering. I'm worried that people won't understand how much he needs a new grinder.
I've had to put myself on a STRICT budget. Only one loan every two weeks. That's $50 a month. A lot less money than my Starbuck's habit costs me.